About NetPayMap

NetPayMap exists to answer one question: "If I earn this salary, what will I actually take home?" Job listings, offer letters, and raise conversations all talk in gross pay, but rent and everything else come out of net pay. The gap between the two depends on where you live, and it can be tens of thousands of dollars a year.

How the calculators work

Every calculator on this site applies the current year's federal income tax brackets and standard deduction (from IRS Revenue Procedure 2025-32), Social Security and Medicare taxes (from the Social Security Administration), and your state's own income tax rules: progressive brackets, flat rates, deductions, exemption credits, and employee-paid programs like state disability or paid family leave. We estimate your full-year tax liability and divide it across your pay periods.

That means the results are estimates of your true tax burden, not a simulation of your employer's withholding software. Your individual paychecks will differ based on your W-4 elections, benefits, and local taxes. Every page says so, because pretending otherwise would be dishonest.

Where the data comes from

Tax data is compiled from primary sources (the IRS, the SSA, and state revenue departments), cross-checked against the Tax Foundation's annual state tax survey, and reviewed when states pass mid-year changes. Each state page lists its sources. The dataset was last verified on 2026-06-10.

Who we are

NetPayMap is built and maintained by a small independent team of software engineers who got tired of salary calculators that hide their assumptions. We're not accountants, and nothing here is tax advice. For decisions that matter, talk to a CPA or your state revenue department.

Questions, corrections, or a state rule we missed? Contact us. Data corrections are our highest priority.