Maryland Paycheck Calculator 2026
Enter your salary to see your estimated take-home pay in Maryland after federal income tax, Social Security, Medicare, and Maryland state taxes, using official 2026 rates.
Estimate based on 2026 federal and Maryland tax rules, the standard deduction, and no additional credits or income. Actual paycheck withholding depends on your Form W-4 and local taxes. This is not tax advice.
How Maryland taxes your paycheck in 2026
Maryland uses 10 progressive tax brackets ranging from 2.00% to 6.50%.
Maryland's 2025 budget added 6.25% and 6.5% top brackets. A separate 2% surcharge applies to net capital gains for incomes over $350,000 (investment income, not wages). Paid family leave payroll deductions are delayed until 2027.
On top of state taxes, every worker pays federal income tax (using the 2026 brackets and a standard deduction of $16,100 for single filers or $32,200 for married couples filing jointly), plus FICA: 6.2% Social Security on wages up to $184,500 and 1.45% Medicare on all wages.
Local taxes: Every Maryland county and Baltimore City levies a local income tax of roughly 2.25%-3.3%, withheld alongside state tax — a major addition not included in this estimate. Local rates vary by location and are not included in the estimate above.
Maryland income tax brackets (2026)
| Taxable income over (single) | Rate |
|---|---|
| $0 | 2.00% |
| $1,000 | 3.00% |
| $2,000 | 4.00% |
| $3,000 | 4.75% |
| $100,000 | 5.00% |
| $125,000 | 5.25% |
| $150,000 | 5.50% |
| $250,000 | 5.75% |
| $500,000 | 6.25% |
| $1,000,000 | 6.50% |
Take-home pay examples in Maryland
Estimated 2026 take-home pay for a single filer paid biweekly, with no pre-tax deductions:
| Gross salary | Net per year | Net per biweekly check | Effective tax rate |
|---|---|---|---|
| $40,000 | $32,784 | $1,260.91 | 18.0% |
| $55,000 | $44,124 | $1,697.06 | 19.8% |
| $70,000 | $55,114 | $2,119.75 | 21.3% |
| $85,000 | $64,954 | $2,498.22 | 23.6% |
| $100,000 | $74,794 | $2,876.68 | 25.2% |
| $150,000 | $106,875 | $4,110.57 | 28.8% |
Frequently asked questions
How much is a $70,000 salary after taxes in Maryland (2026)?
A single filer earning $70,000 in Maryland takes home roughly $55,114 per year in 2026 (about $2,119.75 per biweekly paycheck) after federal income tax, Social Security, Medicare, and Maryland state taxes. That is an effective total tax rate of 21.3%.
How much is a $50,000 salary after taxes in Maryland?
At $50,000, a single filer in Maryland keeps approximately $40,344 per year ($1,551.68 every two weeks), an effective tax rate of 19.3%.
Does Maryland have a state income tax in 2026?
Maryland uses 10 progressive tax brackets ranging from 2.00% to 6.50%.
What is the highest income tax rate in Maryland?
The top Maryland rate for 2026 is 6.50%, which applies only to the portion of taxable income inside the top bracket.
Are there local income taxes in Maryland?
Every Maryland county and Baltimore City levies a local income tax of roughly 2.25%-3.3%, withheld alongside state tax — a major addition not included in this estimate. These local taxes are not included in this calculator's estimate, so your actual paycheck may be slightly lower.
Why is my actual paycheck different from this estimate?
This calculator estimates your full-year tax liability using the standard deduction and spreads it evenly across paychecks. Your employer withholds based on your Form W-4 entries, benefits, and any extra withholding you request, so individual paychecks can differ. Bonuses, overtime, multiple jobs, itemized deductions, and tax credits also change the final numbers.
Sources and methodology
Estimates apply the 2026 federal brackets and standard deduction from IRS Rev. Proc. 2025-32, the 2026 Social Security wage base from the SSA, and Maryland rates from the sources below. The calculator estimates annual liability and divides it across pay periods; it does not model W-4 withholding line by line. Data last verified 2026-06-10.